An advocate for insurance agents, financial advisors and consumers, NAIFA was founded on June 18, 1890, in Boston as the National Association of Life Underwriters (NALU). In 1951, NALU created the General Agents and Managers Association (GAMA), to enhance the quality and capability of the insurance industry’s field management. In 1957, NALU formed the Association for Advanced Life Underwriting (AALU) to support advanced life insurance underwriters, agents engaged in complex areas of life insurance such as business continuation planning, estate planning, retirement planning, deferred compensation, and employee benefits planning. In 1990 a third conference of NALU, the Association of Health Insurance Agents (AHIA) was formed to sustain and enhance the business environment for health insurance agents and to improve the financing and delivery of health care in the United States. In 1999, the organization changed its name to the National Association of Insurance and Financial Advisors to more accurately describe its membership and to attract professionals from the broad spectrum of financial services.